Transparency, regulatory adherence, and data security are at the core of Newtap Finance's operations. Access our formal policies and legal disclosures below.
Welcome to Newtap Finance Private Limited. By accessing or using our platform, digital lending services, website, or APIs, you agree to be bound by these Terms and Conditions. Please read them carefully before proceeding with any credit application or partnership engagement.
Users must be residents of India, at least 18 years of age, and legally competent to enter into binding contracts under the Indian Contract Act, 1872. You agree to provide accurate, current, and complete information during onboarding and authentication processes.
All loan approvals, credit limits, interest rates, and disbursals are subject to internal underwriting policies, credit bureau checks (CIBIL/Experian), and regulatory guidelines mandated by the Reserve Bank of India (RBI).
At Newtap Finance, safeguarding your personal and financial information is our highest priority. This Privacy Policy outlines how we collect, process, store, and protect your data when you interact with our applications and co-lending networks.
We collect necessary KYC details, employment profiles, and financial parameters strictly for credit evaluation, fraud prevention, and regulatory compliance. Data is encrypted both in transit and at rest using industry-standard protocols.
If you have any complaints, disputes, or service-related issues regarding your loan or digital onboarding, you can reach out to our dedicated Grievance Redressal Officer. We ensure a structured timeline for resolution.