Newtap Finance
For Digital Platforms

Go live with lending
fast.

Newtap Finance is your plug-and-play lending partner. We handle the full lending stack underwriting, disbursement, collections and compliance so you can stay focused on your core product.

Become a Partner See How It Works
Established integration playbook
Near-zero API downtime
Nimble policy team
Your Platform
App or Website
Consumer App E-commerce Fintech
REST APIs
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Newtap Finance
Lending Engine
Underwriting Disbursement Collections
Fast
From Sign-off to Go-Live
~Zero
API Downtime
3
Products to Offer
100%
Digital End-to-End
Our Partners

Trusted partnerships, already live

We work with leading platforms and financial institutions across two partnership models Loan Service Provider (LSP) and Co-Lending.

Loan Service Provider (LSP)

The LSP sources and onboards borrowers through their platform. Newtap Finance provides the underlying credit.

CRED
CRED
Dreamplug Technologies Pvt. Ltd.
Dreamplug Technologies Pvt. Ltd.
CRED Details & Third Party SP
Co-Lending Partnership

Risk and capital are shared between Newtap Finance and a regulated financial institution under an agreed ratio.

CRED
L&T Finance Ltd.
See Partner's Page Here
Grievance Redressal Officer: Mr. Vinod Varadan
L&T Finance, Brindavan, Plot no. 177, CST Road, Kalina, Santacruz (East), Mumbai - 400098, Maharashtra, India.
Email: gro@ltfs.com
Call: +91 (22) 62125000
YES BANK
YES BANK Ltd.
See Partner's Page Here
Important Links - YBL Digital Lending
Call: 18001200 (Between 8 am to 8 pm)
Email: yestouch@yes.bank.in
Nodal Grievance Redressal Officer: Mr. Mustufa Khajurwala
YES BANK Limited YES BANK House, Off Western Express Highway, Santacruz East, Mumbai - 400055
Email: mustufa.khajurwala@yes.bank.in
Call: +91 (22) 50795454
Open to new partnerships

We are actively onboarding new LSP partners and co-lending institutions. If your platform or institution is looking for a reliable lending partner, we'd love to talk.

Get in Touch
Why Newtap

Built for how platforms actually work

We've worked on both sides of the table as lenders and as fintech platforms. So we know exactly what a great lending partner looks like.

01

Faster Go-to-Market

An established integration playbook covers every tech and non-tech moving part so alignment is faster and there are fewer surprises mid-way. Partners go live quickly after sign-off.

Fast go-live Proven playbook
02

Plug-and-Play API Stack

Generic, interoperable and extensible REST APIs that slot into your existing tech stack without major re-architecture. Sandbox access from day one.

REST APIs Sandbox access
03

Near-Zero Downtime

Best-in-class API performance with minimal latency and downtime episodes. When your users want a loan, the experience has to be seamless and it will be.

High availability Low latency
04

Nimble Policy Team

Our credit and policy team adapts quickly to your product needs whether that's a new user segment, a different ticket size or a custom underwriting approach.

Custom policies Flexible terms
05

Full Lending Stack Managed

Underwriting, limit management, customer communication, disbursement and collections we orchestrate all of it. You stay focused on your core product.

End-to-end managed Compliance handled
06

Multiple Products, One Partnership

Offer your users personal loans, consumption loans at checkout, or loan against mutual funds all through a single Newtap integration, as your platform evolves.

3 credit products Single integration
Partner Types

Which platforms do we work with?

If you have an engaged user base with a financial need, we can add meaningful value as your lending partner.

E-commerce & D2C Platforms

Let your customers buy more with embedded financing at checkout. Increase conversion and average order value with consumption loans.

e.g. Marketplaces, Fashion, Electronics, Grocery

Fintech & Payments Apps

Add a credit product to your financial services suite without building lending infrastructure from scratch. Go from idea to live product fast.

e.g. Wallets, UPI apps, Expense managers, Savings apps

Consumer & Lifestyle Platforms

Your users trust you for their daily life extend that trust into credit. A personal loan offering through Newtap adds real value to an engaged user base.

e.g. Food delivery, Travel, Health, Entertainment

Wealth & Investment Platforms

Enable your mutual fund investors to access liquidity without selling their holdings through our fully digital Loan Against Mutual Fund product.

e.g. MF distributors, Wealth platforms, Demat-linked apps
The Journey

From conversation to go-live

A structured, time-bound process with clear milestones. No ambiguity, no long drawn-out timelines.

01

Initial Discussion

We understand your platform, your users and your credit opportunity. This is where we assess fit and define the product scope together.

Phase 1
02

Agreement & Onboarding

Commercial terms are agreed, compliance and regulatory onboarding is completed. Our team walks you through every non-tech step in parallel.

Phase 2
03

Technical Integration

Your tech team integrates our REST APIs using our documentation and sandbox environment. Our engineers are available for support throughout.

Phase 3
04

Testing & Sign-off

End-to-end testing across all loan flows. UAT sign-off from both teams. Final checks on compliance, communication flows and edge cases.

Phase 4
✓

Go Live

Your platform is live with lending. Your users can access credit seamlessly. We monitor performance and stay on hand for any post-launch support.

Go Live
Division of Responsibility

You focus on your product.
We handle the lending.

A clean split so neither team steps on the other's toes.

Your Platform
  • Surface the loan product to your users
  • Provide the user context & entry point
  • Integrate the API calls (with our support)
  • Show loan status updates in your UI
  • Continue building your core product
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Newtap Finance
  • Credit underwriting & decisioning
  • Digital KYC & identity verification
  • Loan disbursement to borrower account
  • EMI collection & repayment management
  • Regulatory compliance & reporting
  • Customer communication post-disbursal

Ready to add lending to your platform?

Talk to our partnerships team. We'll assess fit, answer your questions and walk you through the process no commitment required.

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