/* =============================================
   NEWTAP FINANCE — GLOBAL STYLESHEET
   Brand: Simple · Secure · Delightful
   ============================================= */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&display=swap');

/* ---------- CSS Variables ---------- */
:root {
  --primary:        #1B3C6E;
  --primary-dark:   #142d54;
  --primary-light:  #2a5298;
  --accent:         #00B4A6;
  --accent-dark:    #009690;
  --accent-light:   #e6f7f6;

  --neutral-50:   #F8FAFC;
  --neutral-100:  #F1F5F9;
  --neutral-200:  #E2E8F0;
  --neutral-300:  #CBD5E1;
  --neutral-400:  #94A3B8;
  --neutral-600:  #475569;
  --neutral-800:  #1E293B;

  --text:         #1E293B;
  --text-muted:   #64748B;
  --white:        #FFFFFF;

  --shadow-sm: 0 1px 3px rgba(0,0,0,0.07), 0 1px 2px rgba(0,0,0,0.04);
  --shadow-md: 0 4px 12px rgba(0,0,0,0.08), 0 2px 6px rgba(0,0,0,0.04);
  --shadow-lg: 0 10px 30px rgba(0,0,0,0.10), 0 4px 10px rgba(0,0,0,0.05);

  --radius-sm:   6px;
  --radius-md:   10px;
  --radius-lg:   16px;
  --radius-pill: 999px;

  --nav-height: 68px;
  --max-width:  1140px;
  --section-py: 88px;
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html  { scroll-behavior: smooth; }
body  {
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img    { display: block; max-width: 100%; }
a      { text-decoration: none; color: inherit; }
ul     { list-style: none; }
button { font-family: inherit; cursor: pointer; border: none; }

/* ---------- Typography ---------- */
h1, h2, h3, h4, h5 { font-weight: 700; line-height: 1.25; color: var(--text); }
h1 { font-size: clamp(2rem,   5vw,  3rem);   }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.25rem); }
h3 { font-size: 1.25rem; }
h4 { font-size: 1.05rem; }
p  { color: var(--text-muted); line-height: 1.75; }

/* ---------- Layout ---------- */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

.section         { padding: var(--section-py) 0; }
.section--gray   { background: var(--neutral-50); }
.section--navy   { background: var(--primary); }

.section-tag {
  display: inline-block;
  background: var(--accent-light);
  color: var(--accent-dark);
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  padding: 5px 14px;
  border-radius: var(--radius-pill);
  margin-bottom: 14px;
}

.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 52px;
}
.section-header h2 { margin-bottom: 14px; }
.section-header p  { font-size: 1.0625rem; }

.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 32px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 28px;
  border-radius: var(--radius-sm);
  font-size: 0.9375rem;
  font-weight: 600;
  transition: all 0.2s ease;
  cursor: pointer;
  border: 2px solid transparent;
}
.btn-lg { padding: 16px 36px; font-size: 1rem; }
.btn-sm { padding: 9px 20px;  font-size: 0.875rem; }

.btn-primary {
  background: var(--primary);
  color: var(--white);
  border-color: var(--primary);
}
.btn-primary:hover {
  background: var(--primary-dark);
  border-color: var(--primary-dark);
  transform: translateY(-1px);
  box-shadow: 0 4px 14px rgba(27,60,110,0.30);
}

.btn-accent {
  background: var(--accent);
  color: var(--white);
  border-color: var(--accent);
}
.btn-accent:hover {
  background: var(--accent-dark);
  border-color: var(--accent-dark);
  transform: translateY(-1px);
  box-shadow: 0 4px 14px rgba(0,180,166,0.30);
}

.btn-outline {
  background: transparent;
  color: var(--primary);
  border-color: var(--primary);
}
.btn-outline:hover {
  background: var(--primary);
  color: var(--white);
  transform: translateY(-1px);
}

.btn-outline-white {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.55);
}
.btn-outline-white:hover {
  background: rgba(255,255,255,0.12);
  border-color: var(--white);
}

/* ---------- Cards ---------- */
.card {
  background: var(--white);
  border-radius: var(--radius-md);
  border: 1px solid var(--neutral-200);
  padding: 32px 28px;
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.2s ease, transform 0.2s ease;
}
.card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}
.card-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  font-size: 1.5rem;
}
.card-icon--primary { background: rgba(27,60,110,0.08); }
.card-icon--accent  { background: var(--accent-light); }
.card h3 { margin-bottom: 10px; }
.card p  { font-size: 0.9375rem; }

/* ---------- Navigation ---------- */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  height: var(--nav-height);
  background: var(--white);
  border-bottom: 1px solid var(--neutral-200);
  z-index: 1000;
}
.nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}
.nav__logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--primary);
  letter-spacing: -0.02em;
}
.nav__logo-img {
  height: 34px;
  width: auto;
  display: block;
}
.nav__logo-img--invert {
  filter: brightness(0) invert(1);
  opacity: 0.88;
}

.nav__logo-mark {
  width: 36px;
  height: 36px;
  background: var(--primary);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-size: 1rem;
  font-weight: 800;
}
.nav__links {
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav__links a {
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--text-muted);
  transition: color 0.15s;
  position: relative;
  padding-bottom: 2px;
}
.nav__links a:hover,
.nav__links a.active { color: var(--primary); }
.nav__links a.active::after {
  content: '';
  position: absolute;
  bottom: -2px; left: 0; right: 0;
  height: 2px;
  background: var(--accent);
  border-radius: 2px;
}
.nav__cta { display: flex; align-items: center; gap: 10px; }
.nav-spacer { height: var(--nav-height); }

/* ---------- Footer ---------- */
.footer {
  background: var(--neutral-800);
  color: var(--neutral-300);
  padding: 64px 0 32px;
}
.footer__grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.07);
  margin-bottom: 32px;
}
.footer__brand .nav__logo       { color: var(--white); margin-bottom: 14px; }
.footer__brand .nav__logo-mark  { background: var(--accent); }
.footer__brand p {
  color: var(--neutral-400);
  font-size: 0.875rem;
  max-width: 260px;
}
.footer__tagline {
  margin-top: 10px;
  font-size: 0.8125rem;
  color: var(--accent);
  font-style: italic;
}
.footer__col h4 {
  color: var(--white);
  font-size: 0.8125rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 18px;
}
.footer__col ul { display: flex; flex-direction: column; gap: 10px; }
.footer__col ul li a {
  color: var(--neutral-400);
  font-size: 0.875rem;
  transition: color 0.15s;
}
.footer__col ul li a:hover { color: var(--white); }
.footer__bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  font-size: 0.8125rem;
  color: var(--neutral-400);
  gap: 12px;
}
.footer__bottom a { color: var(--neutral-400); transition: color 0.15s; }
.footer__bottom a:hover { color: var(--white); }

/* ---------- Stat Bar ---------- */
.stat-bar { background: var(--primary); padding: 22px 0; }
.stat-bar__inner {
  display: flex;
  justify-content: space-around;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}
.stat-item        { text-align: center; }
.stat-item__value {
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--white);
  line-height: 1;
}
.stat-item__label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.6);
  margin-top: 4px;
}

/* ---------- Steps ---------- */
.step {
  display: flex;
  gap: 22px;
  align-items: flex-start;
  padding: 28px 0;
  border-bottom: 1px solid var(--neutral-200);
}
.step:last-child { border-bottom: none; }
.step__num {
  width: 44px; height: 44px; min-width: 44px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--white);
  font-weight: 700;
  font-size: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 2px;
}
.step__content h4 { margin-bottom: 6px; font-size: 1.05rem; }
.step__content p  { font-size: 0.9375rem; }

/* ---------- Two-col highlight ---------- */
.highlight-block {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.highlight-block.reverse { direction: rtl; }
.highlight-block.reverse > * { direction: ltr; }
.highlight-block__text h2 { margin-bottom: 16px; }
.highlight-block__text p  { margin-bottom: 22px; font-size: 1.0625rem; }
.highlight-block__visual {
  background: var(--neutral-100);
  border-radius: var(--radius-lg);
  aspect-ratio: 4/3;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--neutral-200);
  font-size: 4rem;
}

/* ---------- Checklist ---------- */
.checklist { display: flex; flex-direction: column; gap: 12px; margin-bottom: 26px; }
.checklist li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 0.9375rem;
  color: var(--text-muted);
}
.checklist li::before {
  content: '✓';
  flex-shrink: 0;
  width: 22px; height: 22px;
  background: var(--accent-light);
  color: var(--accent-dark);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.75rem;
  margin-top: 1px;
}

/* ---------- Tags ---------- */
.tag-group { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 16px; }
.tag {
  padding: 5px 14px;
  border-radius: var(--radius-pill);
  font-size: 0.8125rem;
  font-weight: 500;
  background: var(--neutral-100);
  color: var(--neutral-600);
  border: 1px solid var(--neutral-200);
}
.tag--accent {
  background: var(--accent-light);
  color: var(--accent-dark);
  border-color: rgba(0,180,166,0.2);
}
.tag--primary {
  background: rgba(27,60,110,0.07);
  color: var(--primary);
  border-color: rgba(27,60,110,0.14);
}

/* ---------- CTA Banner ---------- */
.cta-banner {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  border-radius: var(--radius-lg);
  padding: 56px 48px;
  text-align: center;
}
.cta-banner h2 { color: var(--white); margin-bottom: 14px; }
.cta-banner p  {
  color: rgba(255,255,255,0.78);
  font-size: 1.0625rem;
  margin-bottom: 32px;
  max-width: 520px;
  margin-left: auto;
  margin-right: auto;
}
.cta-banner__actions { display: flex; justify-content: center; gap: 14px; flex-wrap: wrap; }

/* ---------- Page Hero ---------- */
.page-hero {
  padding-top: calc(var(--nav-height) + 60px);
  padding-bottom: 60px;
  background: var(--neutral-50);
  border-bottom: 1px solid var(--neutral-200);
  text-align: center;
}
.page-hero h1 { margin-bottom: 14px; }
.page-hero p  { font-size: 1.125rem; max-width: 560px; margin: 0 auto; }

/* ---------- Quote ---------- */
.quote-block {
  background: var(--accent-light);
  border-left: 4px solid var(--accent);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  padding: 22px 26px;
}
.quote-block p {
  color: var(--text);
  font-size: 1.0625rem;
  font-style: italic;
}

/* =============================================
   HOME PAGE — HERO
   ============================================= */
.hero {
  padding: 72px 0 80px;
  background: linear-gradient(160deg, var(--neutral-50) 0%, var(--white) 60%);
  border-bottom: 1px solid var(--neutral-200);
}
.hero__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}
.hero__content { max-width: 560px; }
.hero__headline {
  font-size: clamp(2.1rem, 4.5vw, 3.1rem);
  font-weight: 800;
  line-height: 1.18;
  margin-bottom: 20px;
  letter-spacing: -0.02em;
}
.hero__accent { color: var(--accent); }
.hero__sub {
  font-size: 1.0625rem;
  color: var(--text-muted);
  margin-bottom: 32px;
  line-height: 1.75;
}
.hero__brand-logo {
  height: 52px;
  width: auto;
  display: block;
  margin-bottom: 22px;
  opacity: 0.85;
}
.hero__actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 24px; }
.hero__trust {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}
.trust-item {
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--text-muted);
}

/* Hero visual — Loan Dashboard */
.hero__visual {
  display: flex;
  justify-content: center;
  align-items: center;
  padding: 16px;
}
.loan-dashboard {
  background: var(--white);
  border-radius: 20px;
  border: 1px solid var(--neutral-200);
  box-shadow: var(--shadow-lg), 0 0 0 1px rgba(27,60,110,0.04);
  padding: 22px 24px 20px;
  width: 320px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.ld-topbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.ld-topbar__brand {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--primary);
}
.ld-topbar__mark {
  width: 26px; height: 26px;
  background: var(--primary);
  border-radius: 6px;
  color: var(--white);
  font-size: 1rem;
  font-weight: 400;
  letter-spacing: -0.01em;
  display: flex;
  align-items: center;
  justify-content: center;
}
.ld-topbar__notif {
  position: relative;
  width: 30px; height: 30px;
  background: var(--neutral-100);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--text-muted);
}
.ld-notif-dot {
  position: absolute;
  top: 6px; right: 6px;
  width: 7px; height: 7px;
  background: var(--accent);
  border-radius: 50%;
  border: 1.5px solid var(--white);
}
.ld-greeting {
  font-size: 0.8125rem;
  color: var(--text-muted);
  font-weight: 500;
}
.ld-loan-card {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
  border-radius: 14px;
  padding: 18px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.ld-loan-card__badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(255,255,255,0.18);
  color: var(--white);
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.04em;
  padding: 4px 10px;
  border-radius: var(--radius-pill);
  width: fit-content;
}
.ld-loan-card__amount {
  font-size: 1.9rem;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.03em;
  line-height: 1;
}
.ld-loan-card__sub {
  font-size: 0.775rem;
  color: rgba(255,255,255,0.7);
}
.ld-track { margin-top: 4px; }
.ld-track__line {
  height: 3px;
  background: rgba(255,255,255,0.2);
  border-radius: 2px;
  margin-bottom: 10px;
  overflow: hidden;
}
.ld-track__fill {
  height: 100%;
  width: 75%;
  background: rgba(255,255,255,0.8);
  border-radius: 2px;
}
.ld-track__steps {
  display: flex;
  justify-content: space-between;
}
.ld-track-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 5px;
  font-size: 0.65rem;
  font-weight: 500;
  color: rgba(255,255,255,0.45);
}
.ld-track-step__dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: rgba(255,255,255,0.3);
}
.ld-track-step--done .ld-track-step__dot { background: rgba(255,255,255,0.9); }
.ld-track-step--done { color: rgba(255,255,255,0.9); }
.ld-track-step--active .ld-track-step__dot {
  background: var(--accent);
  box-shadow: 0 0 0 3px rgba(0,180,166,0.4);
}
.ld-track-step--active { color: var(--white); font-weight: 700; }

.ld-metrics {
  display: flex;
  align-items: center;
  background: var(--neutral-50);
  border: 1px solid var(--neutral-200);
  border-radius: 10px;
  padding: 12px 16px;
}
.ld-metric { flex: 1; text-align: center; }
.ld-metric__label { font-size: 0.7rem; color: var(--text-muted); margin-bottom: 3px; }
.ld-metric__value { font-size: 0.875rem; font-weight: 700; color: var(--text); }
.ld-metric-sep { width: 1px; height: 28px; background: var(--neutral-200); }

.ld-disburse-btn {
  background: var(--accent);
  color: var(--white);
  border-radius: 10px;
  padding: 11px 16px;
  font-size: 0.8125rem;
  font-weight: 600;
  text-align: center;
  cursor: default;
}
.ld-trust-row {
  display: flex;
  justify-content: space-around;
}
.ld-trust-item {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: 0.7rem;
  font-weight: 500;
  color: var(--text-muted);
}

/* Stat bar separator */
.stat-sep {
  width: 1px;
  height: 36px;
  background: rgba(255,255,255,0.2);
}

/* =============================================
   HOW IT WORKS — Flow Visual
   ============================================= */
.hiw-flow {
  display: flex;
  flex-direction: column;
  gap: 0;
  padding: 28px 32px;
  width: 100%;
  height: 100%;
  justify-content: center;
}
.hiw-flow-item {
  display: flex;
  align-items: center;
  gap: 16px;
}
.hiw-flow-icon {
  width: 56px; height: 56px; min-width: 56px;
  border-radius: 14px;
  border: 1.5px solid var(--neutral-200);
  background: var(--white);
  box-shadow: var(--shadow-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  transition: all 0.2s;
}
.hiw-flow-icon--done {
  background: rgba(27,60,110,0.06);
  border-color: rgba(27,60,110,0.15);
  color: var(--primary);
}
.hiw-flow-icon--active {
  background: var(--accent-light);
  border-color: rgba(0,180,166,0.35);
  color: var(--accent-dark);
}
.hiw-flow-text { display: flex; flex-direction: column; gap: 2px; }
.hiw-flow-num {
  font-size: 0.7rem;
  font-weight: 700;
  color: var(--accent-dark);
  letter-spacing: 0.06em;
}
.hiw-flow-label {
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--text);
}
.hiw-flow-connector {
  margin-left: 27px;
  width: 1.5px;
  height: 28px;
  background: repeating-linear-gradient(
    to bottom,
    var(--neutral-300) 0px,
    var(--neutral-300) 5px,
    transparent 5px,
    transparent 10px
  );
}

/* =============================================
   PARTNER — API Diagram
   ============================================= */
.api-diagram {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 22px;
  width: 100%;
  height: 100%;
  padding: 32px 24px;
}
.api-diagram__row {
  display: flex;
  align-items: center;
  gap: 12px;
  width: 100%;
}
.api-node {
  flex: 1;
  border-radius: var(--radius-md);
  padding: 18px 14px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  text-align: center;
}
.api-node--partner {
  background: var(--white);
  border: 1.5px solid var(--neutral-200);
  box-shadow: var(--shadow-sm);
  color: var(--primary);
}
.api-node--newtap {
  background: var(--primary);
  color: var(--white);
}
.api-node__icon { display: flex; align-items: center; justify-content: center; }
.api-node--partner .api-node__icon { color: var(--primary); }
.api-node--newtap .api-node__icon { color: rgba(255,255,255,0.9); }
.api-node__mark {
  width: 32px; height: 32px;
  background: var(--accent);
  border-radius: 8px;
  color: var(--white);
  font-size: 1.1rem;
  font-weight: 400;
  letter-spacing: -0.01em;
  display: flex;
  align-items: center;
  justify-content: center;
}
.api-node__label {
  font-size: 0.8125rem;
  font-weight: 700;
  line-height: 1.3;
}
.api-node--partner .api-node__label { color: var(--text); }
.api-node--newtap .api-node__label { color: var(--white); }
.api-node__sub { font-size: 0.7rem; }
.api-node--partner .api-node__sub { color: var(--text-muted); }
.api-node--newtap .api-node__sub { color: rgba(255,255,255,0.65); }

.api-bridge {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
  min-width: 64px;
}
.api-bridge__line {
  display: flex;
  align-items: center;
  gap: 4px;
  width: 100%;
}
.api-bridge__line--top { justify-content: flex-end; }
.api-bridge__line--bottom { justify-content: flex-start; }
.api-bridge__arrow {
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--accent-dark);
}
.api-bridge__tag {
  font-size: 0.65rem;
  font-weight: 600;
  color: var(--text-muted);
  background: var(--neutral-100);
  border: 1px solid var(--neutral-200);
  border-radius: var(--radius-pill);
  padding: 3px 8px;
  letter-spacing: 0.04em;
  white-space: nowrap;
}
.api-caps {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  justify-content: center;
}
.api-cap {
  padding: 5px 14px;
  border-radius: var(--radius-pill);
  font-size: 0.75rem;
  font-weight: 500;
  background: rgba(27,60,110,0.07);
  color: var(--primary);
  border: 1px solid rgba(27,60,110,0.14);
}

/* =============================================
   BELIEFS QUOTE
   ============================================= */
.beliefs-quote {
  position: relative;
  background: linear-gradient(135deg, rgba(27,60,110,0.04) 0%, rgba(0,180,166,0.06) 100%);
  border: 1px solid rgba(0,180,166,0.22);
  border-radius: var(--radius-lg);
  padding: 32px 36px 28px;
  margin-bottom: 48px;
  text-align: center;
}
.beliefs-quote__mark {
  color: var(--accent);
  margin-bottom: 14px;
  display: flex;
  justify-content: center;
  opacity: 0.6;
}
.beliefs-quote p {
  font-size: 1.125rem;
  font-style: italic;
  color: var(--text);
  line-height: 1.7;
  max-width: 640px;
  margin: 0 auto;
}
.beliefs-quote p strong { color: var(--primary); font-style: normal; }
.beliefs-quote__attr {
  margin-top: 14px;
  font-size: 0.8125rem;
  color: var(--text-muted);
  font-weight: 600;
}

/* =============================================
   ACHIEVEMENTS SECTION
   ============================================= */
.achievements-section {
  background: var(--white);
  border-top: 1px solid var(--neutral-200);
  border-bottom: 1px solid var(--neutral-200);
  padding: 72px 0 64px;
  position: relative;
  overflow: hidden;
}
/* Teal entry accent bar — announces the section */
.achievements-section__accent {
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--accent) 0%, var(--primary-light) 60%, transparent 100%);
}
/* Subtle watermark pattern */
.achievements-section::before {
  content: '';
  position: absolute;
  top: -60px; right: -60px;
  width: 320px; height: 320px;
  border-radius: 50%;
  border: 48px solid rgba(0,180,166,0.05);
  pointer-events: none;
}
.achievements-section::after {
  content: '';
  position: absolute;
  bottom: -80px; left: -40px;
  width: 240px; height: 240px;
  border-radius: 50%;
  border: 36px solid rgba(27,60,110,0.04);
  pointer-events: none;
}
.achievements-header {
  text-align: center;
  margin-bottom: 56px;
}
.achievements-headline {
  font-size: clamp(2rem, 4vw, 2.8rem);
  font-weight: 800;
  color: var(--primary);
  letter-spacing: -0.03em;
  line-height: 1.1;
  margin-top: 10px;
}
/* Stats row */
.achievements-stats {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr auto 1fr;
  align-items: center;
  background: var(--neutral-50);
  border: 1px solid var(--neutral-200);
  border-radius: var(--radius-lg);
  padding: 40px 8px;
}
.achievement-stat {
  padding: 8px 28px;
  text-align: center;
}
.achievement-stat__value {
  font-size: 2.6rem;
  font-weight: 800;
  color: var(--primary);
  letter-spacing: -0.04em;
  line-height: 1;
  margin-bottom: 8px;
}
.achievement-stat__value sup {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--accent);
  vertical-align: super;
  letter-spacing: 0;
}
.achievement-stat__label {
  font-size: 0.8125rem;
  font-weight: 700;
  color: var(--text);
  text-transform: uppercase;
  letter-spacing: 0.07em;
  margin-bottom: 6px;
}
.achievement-stat__sub {
  font-size: 0.8rem;
  color: var(--text-muted);
  line-height: 1.5;
  max-width: 160px;
  margin: 0 auto;
}
.achievement-stat-sep {
  width: 1px;
  height: 72px;
  background: var(--neutral-200);
  flex-shrink: 0;
}

.emi-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 5px;
  border-radius: 3px;
  background: #E2E8F0;
  outline: none;
  cursor: pointer;
}
.emi-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px; height: 20px;
  border-radius: 50%;
  background: #FFFFFF;
  border: 2.5px solid #1B3C6E;
  box-shadow: 0 1px 3px rgba(0,0,0,0.1);
  cursor: pointer;
}
.emi-slider::-moz-range-thumb {
  width: 20px; height: 20px;
  border-radius: 50%;
  background: #FFFFFF;
  border: 2.5px solid #1B3C6E;
  cursor: pointer;
}
.emi-slider {
                --progress: 0%;
                width: 100%;
                height: 20px;
                margin: 0;
                appearance: none;
                -webkit-appearance: none;
                background: transparent;
                cursor: pointer;
            }

            .emi-slider::-webkit-slider-runnable-track {
                height: 5px;
                border-radius: 999px;
                background: linear-gradient(to right, #1B3C6E var(--progress), #E2E8F0 var(--progress));
            }

            .emi-slider::-webkit-slider-thumb {
                width: 20px;
                height: 20px;
                margin-top: -7.5px;
                appearance: none;
                -webkit-appearance: none;
                border: 2px solid #1B3C6E;
                border-radius: 50%;
                background: #fff;
            }

            .emi-slider::-moz-range-track {
                height: 5px;
                border: 0;
                border-radius: 999px;
                background: linear-gradient(to right, #1B3C6E var(--progress), #E2E8F0 var(--progress));
            }

            .emi-slider::-moz-range-thumb {
                width: 16px;
                height: 16px;
                border: 2px solid #1B3C6E;
                border-radius: 50%;
                background: #fff;
            }

            .emi-slider:focus-visible {
                outline: 2px solid #00B4A6;
                outline-offset: 3px;
                border-radius: 999px;
            }
/* ---------- Responsive additions ---------- */
@media (max-width: 960px) {
  :root { --section-py: 64px; }
  .grid-4          { grid-template-columns: repeat(2, 1fr); }
  .highlight-block  { grid-template-columns: 1fr; gap: 36px; }
  .highlight-block.reverse { direction: ltr; }
  .footer__grid    { grid-template-columns: 1fr 1fr; }
  .hero__inner     { grid-template-columns: 1fr; }
  .hero__visual    { display: none; }
  .hero__content   { max-width: 100%; }
  .api-diagram__row { gap: 8px; }
  .achievements-stats  { grid-template-columns: 1fr 1fr; padding: 28px 0; }
  .achievement-stat-sep:nth-child(2),
  .achievement-stat-sep:nth-child(6) { display: none; }
  .achievement-stat-sep:nth-child(4) { width: 100%; height: 1px; grid-column: span 2; margin: 8px 0; }
}
@media (max-width: 768px) {
  :root { --section-py: 48px; }
  .grid-2, .grid-3  { grid-template-columns: 1fr; }
  .nav__links       { display: none; }
  .footer__grid     { grid-template-columns: 1fr; gap: 28px; }
  .footer__bottom   { flex-direction: column; text-align: center; }
  .cta-banner       { padding: 36px 22px; }
  .stat-sep         { display: none; }
  .beliefs-quote    { padding: 24px 20px; }
  .beliefs-quote p  { font-size: 1rem; }
}
@media (max-width: 480px) {
  .grid-4               { grid-template-columns: 1fr; }
  .cta-banner__actions  { flex-direction: column; align-items: center; }
  .hero__actions        { flex-direction: column; }
  .achievements-right   { grid-template-columns: 1fr; }
  .achievements-stats   { grid-template-columns: 1fr; }
  .achievement-stat-sep { display: none; }
}